Collect an Application Form from any of our offices, complete it and return it to our office or fill a FORM online.
Thereafter you will be given an Offer Letter from our Head Office in Accra.

DEPOSITS AND ALLOCATIONS

Before an allocation will be made, certain conditions must be met. These are as follows

• Receipt of written confirmation of acceptance of offer as well as a copy of our Sales Agreement duly executed by you.

• Receipt of initial deposit of 40% of the total cost of the house on offer or 50% in the case of the apartment.

After allocation, the following programme of payment will apply:

• 40% - Stage Payment at Roofing Level

• 20% - Final Payment at Closing.

• 50% - Final Payment at Closing in the case of the apartment

MORTGAGE FINANCING

There are now a growing number of financial institutions in Ghana (HFC and  Ghana Home Loans)  which have available mortgage finance schemes for resident and non-resident Ghanaians that you may wish to explore.

We actively cooperate with such institutions and where necessary and without any liability, we will use our good offices as far as practicable to monitor the processing of your application for a facility from any of these institutions to buy a house from us.
When applying to any of them for a mortgage facility, you need to take our offer letter to them and fill out their application form. Subject to meeting their requirements, you will be issued a facility letter confirming their agreement to provide mortgage financing.

We will make allocation at such time when all pre-conditions set by the mortgage finance institution have been met by you and you have executed our Sales Agreement.

For East Airport Houses, applicants will be required to make a minimum deposit of 20% of the total cost of the house in addition to meeting the mortgage institution’s requirements for the granting of the facility.

FINAL PAYMENT AND COMPLETION

Upon completion, Regimanuel Gray Ltd will send a final invoice to you along with a Statement of Account which will indicate the amount of final payment. The final invoice will include total cost of house and documentation fee (cost of preparation of title of deed, site, plan and other relevant documents covering the ownership of the property.) Keys will be released only when the outstanding payments have been paid in full and all documents have been executed.

Certain fees such as Electricity Meter Fee and Water Meter Connection fees are not included in the final invoice. You will be expected to make separate arrangements for payment in respect of these.christian louboutin booties, quality replica watches,rolex replica watches